Personal Home Loans

This product brings the opportunity for customers to own their dream house with VPBank’s support

  • Loan limit: Maximum 100% the cost of home purchase/construction/renovation but not exceeding the ratio of loans to collaterals as regulated by VPBank.
  • Loan term: Up to 20 years
  • Currency: VND
  • Repayment method: Monthly interest payment, principal repayment on monthly basis or at maturity
  • Simple and fast procedures
  • Home Loans for houses with ownership documents as well as apartments or houses at new residential areas without ownership documents

Loan Applications

  • Copy of ID Card/passport, Copy of permanent household registration book
  • Copy of Marriage Certificate or  Bachelorhood Certificate
  • Loan Application form and repayment plan (VPBank’s template)
  • Documents related to loan purposes such as house purchase contract, construction permit, etc.
  • Documents evidencing financial capability and repayment sources (Labor Contract, Decision of Appointment, payroll, etc.)
  • Documents evidencing legal ownership of the collaterals
  • Other documents