Household Business Loans

Customers have an effective business plan but meet difficulties with capital. VPBank will support them

  • Loan limit: maximum 80% for working capital loan and 90% for fixed assets investment
  • Loan term: up to 12 months for working capital  loan and up to 60 months for fixed assets investment
  • Currency: VND
  • Repayment method: Installment Loans (periodic interest payment, principal repayment on periodic basis or at maturity); Limit loans (Monthly interest payment, principal repayment at maturity)
  • Simple and fast procedures
  • To receive professional consultancy about business plan from VPBank’s customer relationship officers

Loan Applications

  • Copy of ID Card/passport, Copy of permanent household registration book
  • Copy of Marriage Certificate or  Bachelorhood Certificate
  • Loan Application form and repayment plan (VPBank’s template)
  • Loan Plan Profile
  • Documents evidencing financial capability and repayment sources (Labor Contract, Decision of Appointment, payroll, etc.)
  • Documents evidencing legal ownership of the collaterals
  • Other documents