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Sản phẩm mới
Sản phẩm mới
Installment working capital Loans
General

This product provides capital loans for enterprises to supplement working capital for business and production activities

Product description
  • Loan term: maximum 36 months
  • Loan amount/installment: VND 2 billion and not exceeding 70% of capital demands of the business paln
  • Loan and repayment currency: VND
  •  Loan method: By times in combination with installment loans.
  • Repayment methods:
    • Principal repayment: on monthly/quarterly basis
    • Interest payment: on monthly basis and calculated on actual debt balance
    • Tariff: according to current regulations of VPBank
    • Collateral: Valuable papers, real estate, car
Benefit
  • Quick and simple procedures
  • Long-term and flexible loan term, suitable to customers' actual repayment sources
  • To enjoy competitive interest rates, flexible collateral policies and high finance ratio from VPBank
  • To particiapte in special financing programs in corporation between VPBank and international organizations to support the development of Vietnamese enterprises
Conditions and application process
  • Target customers
    • All enterprises with demands for capital and having legal business activities in Vietnam
  • Loan applications:
    • Loan application form
    • Documents related to project/business plan
    • Financial documents: financial statements in the last 2 years
    • Collateral documents
    • Enterprise's legal documents (if doing transaction with VPBank for the first time)