Working Capital Finance

Short-term working capital finance is VPBank's loan product for corporate customers with legitimate business activities in Vietnam who wish to apply for loans to ensure their business activities

This is the lending arrangement that satisfies your demand for supplementary working capital for buying goods, materials, fuels, paying tax, electricity, payroll, etc.

  • Objective: To satisfy corporate customers' demand for supplementary working capital which ensures production and business activities
  • Currency: VND or foreign currencies
  • Lending method: individual loan or credit line
  • Debt repayment method: monthly interest payment, monthly or quarterly principal repayment
  • Collateral: real estate, personal property valuable papers or assets generated from the loan
  • Target Customers
    • Corporate customers that have borrowing demand and legitimate business in Vietnam.
  • Loans Applications
    • Loan application form
    • Documents related to project/business plan
    • Financial reports of the last 2 years.
    • Collateral documents
    • Enterprise's legal documents (if doing transaction with VPBank for the first time)