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Sản phẩm mới
Sản phẩm mới
SME SmartCredit
General

SME SmartCredit is introduced in order to supplement working capital for small enterprises’ business, production activities as well as purchase of fixed assets. This product is desired to be a smart and excellent solution for the operation and needs of every enterprise.

Product description
  • Target customers: small enterprises according to VPBank’s regulations with total credit limit (including this time’s new application) at VPBank of VND 20 billion or below.
  • Funding methods: Loans, guarantee, discount, letter of credit
  • Term: Short, medium and long-term 
  • Currency: VND and/or foreign currencies
  • Interest rates and fees: referred to VPBank’s current regulations from time to time
  • Collateral: Collaterals in combination with trust loans pursuant to VPBank’s regulations.
Benefit
  • Simple procedures
  • Attractive loan limit: Maximum VND 20 billion
  • Maximum loan term of up to 10 years
  • Quick appraisal time within 48 hours
  • Clear appraisal conditions
  • A variety of collaterals such as commodities, debt claims, etc. is accepted
  • Trust loans are widely accepted for the first time on the market with small enterprise customers pursuant to VPBank’s regulations.
Conditions and application process
  • Loan Application form;
  • Enterprise's legal documents;
  • Documents related to business plan;
  • Financial documents;
  • Collateral documents;
  • Other documents pursuant to VPBank’s regulations.
Contact
VPBANK - ALONG WITH ENTERPRISES
For more information, please contact VPBank’s nearest transaction office.
Hotline: 1900 54 54 15.